I'm thinking I hate that I have to keep checking my email for these mortgage papers. We finally got confirmation today. We were approved. Actually, MIL was approved for a 2nd mortgage that will pay for the construction. It will take approximately 2 months for all to be completed and we can start construction. I don't understand it all, but it involves MIL having to pay off an outstanding loan from getting her windows replaced, then she has to take money from a CD, then we can go on from there. At least the surveyor is finally finished with the new requirements and we are picking up those papers tomorrow. Contractor will come out Monday of next week to chalk out the floor plan in the garage. We have maybe 3 more trips to get all of MIL's Christmas stuff out.