What are you doing right now?

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Are bills ever done? I may pay off one but another one pops up soon! :squint:

Nope, we will have them until we die.
 
next month is going to haunt you again. :aw:

Not really. I've gotten used to the fact that paying bills is a way of life; if I ever want to be on my own, I gotta learn how to better manage my money, and the money I have in the bank now is a good way to start. I also have some money on my person, but that money I'm going to teach myself to resist using unless absolutely necessary-- it'll teach me how to manage my finances in a way.
 
Nope, we will have them until we die.

Sadly even bills pops up after we die and they use our estate to pay those off if we have any. Sometimes families have to pay our final bills so in truth, we'll even have bills for short time after we die! :wave:
 
I don't even buy phone insurance. I'm real careful with my phone and have had it for 3 years now without any problems. Think of all the $$ I saved by not having one. Once the phone gets any older, it's time to upgrade anyway.
 
I don't even buy phone insurance. I'm real careful with my phone and have had it for 3 years now without any problems. Think of all the $$ I saved by not having one. Once the phone gets any older, it's time to upgrade anyway.

My phone insurance is $5/month, very cheap and affordable.
 
Whoo.... eating McDonald's new Mighty Wings. Didn't realize they had some serious kick to 'em. Yeah, they're spicy. Not getting these again.
 
Ugh, doing some research and trying to get ahead on some classes I'll be starting in May. Better to be ahead than to be behind! :P
 
I have been doing dog training and also killing time online. Have to take MIL to get her taxes done in a bit.
 
All paid off. I had enough money left over to take care of a past-due medical bill, even. I'm glad ALL my bills are done. Rent, cable, phone, Internet, and medical. Not too shabby. Oh, and phone insurance.
What is phone insurance?
 
My phone insurance is $5/month, very cheap and affordable.
For how many months?

How much does a phone cost to replace if you don't have insurance?

Have you ever lost or damaged a phone?
 
Not really. I've gotten used to the fact that paying bills is a way of life; if I ever want to be on my own, I gotta learn how to better manage my money, and the money I have in the bank now is a good way to start. I also have some money on my person, but that money I'm going to teach myself to resist using unless absolutely necessary-- it'll teach me how to manage my finances in a way.

Oh, are you in the home group? i m confused because you said, if you ever want to be on your own.
 
For how many months?

How much does a phone cost to replace if you don't have insurance?

Have you ever lost or damaged a phone?

Every month, for as long as you have it. You have to pay a deductible, for basic phones it's like $49, smart phones $100. I had canceled our insurance, we upgraded and I kept the old ones so we had back ups.

Last night I upgraded and got the Galaxy Note 3. I'm keeping my iPhone 4s as back up but I has them add insurance on mine. If I cracked The screen it's $600 to repair. To replace it new it's $649. Insurance for it 7.99 per month.

He breaks his head on daily basis he probably needs it. I did have to use my insurance once. I dropped it in a cup of coffee.
 
Every month, for as long as you have it. You have to pay a deductible, for basic phones it's like $49, smart phones $100. I had canceled our insurance, we upgraded and I kept the old ones so we had back ups.

Last night I upgraded and got the Galaxy Note 3. I'm keeping my iPhone 4s as back up but I has them add insurance on mine. If I cracked The screen it's $600 to repair. To replace it new it's $649. Insurance for it 7.99 per month.

He breaks his head on daily basis he probably needs it. I did have to use my insurance once. I dropped it in a cup of coffee.
T-Mobile offered insurance to us for our hotspot device but we turned it down. It wasn't worth it.

If I had kids with phones I might get insurance for them. (Daughter and grandsons are rough on phones.) Otherwise, I don't need it. We've had pagers, cell phones, smart phones and other mobile devices for almost 20 years, and we've never had any of them lost, stolen or damaged.
 
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