This is the thing, though it's not about verbiage or wording, it's about perception. Attitude. Some people who are deaf, and those who are Deaf do - NOT - consider that they have a "disability". This is part of..everything...Deaf.
So, no, it's not common that on here we all have a disability. That would be a hard of hearing forum.
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Just so I can understand what you are saying clearly, you are stating that if someone is TOTALLY deaf, no hearing whatsoever, as a rule, they do not consider it as a disability, correct? That's cool.
I'm not completely deaf yet so I guess I consider myself having a disability of sorts. When I'm deaf, I may still refer to it that way.. I don't know how I will but I do know I'm an individual thinker and will have the right to refer to my own non-hearing issues the way I please just like anyone else can refer to whatever belongs to them the way they please too. I'm always going to appreciate other points of view and others opinions. Gotta keep that mind open and be understanding. I don't walk in anyone else's shoes but mine.