Thoughts on SSI/SSDI?

[ClearSky]

In order for benefits to continue, one has to have a periodic review.

Yes, they have periodic review initially, but they don't give you SSI on a temporary basis if you don't look for work. That's what I meant that they don't enforce you to look for work either with Vocational Rehabilitation or elsewhere so you get off their SSI.

But the intent of SSI is to provide a supplement while the individual looks for work or goes to school or training.

Having a disability is enough to qualify you to receive SSI until you decide to work and earn more income to get off SSI support.

I thought you meant to say that SSI gives you temporary support, but that's not true. What I think you meant to say is that SSI is to help you while you find work. Still, SSI doesn't screen if the person receiving SSI is just being lazy or looking for work, that's why I say that it isn't true that SSI is only temporary. You can still get it and SSI won't stop it as long as you qualify as someone who has a disability.

 

[jillio]

SSDI doesn't have anything to do with taxpayers from what I know.

I agree that folks who are able to work, should work.

However, if they have unique circumstances (raising children alone, high rent, etc), I don't see anything wrong with a bit of supplemental income.

I have had a Section 8 housing voucher for over 6 years now and I only got it due to being Deaf. As soon as I start making more, I'm going to lose it and you know what? I'm fine with that. I hate yearly inspections and all of that crap to go through just to keep a voucher.

SSDI is based on what an individual has paid into the system. If an individual has never worked, they are not eligible for SSDI.

 

[ClearSky]

You can still work while on SSDI part-time, but you can't get SSDI if you earn more than the SSDI. You have to work a certain amount of years before you get SSDI.

 

[jillio]

Yes, they have periodic review initially, but they don't give you SSI on a temporary basis if you don't look for work. That's what I meant that they don't enforce you to look for work either with Vocational Rehabilitation or elsewhere so you get off their SSI.



Having a disability is enough to qualify you to receive SSI until you decide to work and earn more income to get off SSI support.

I thought you meant to say that SSI gives you temporary support, but that's not true. What I think you meant to say is that SSI is to help you while you find work. Still, SSI doesn't screen if the person receiving SSI is just being lazy or looking for work, that's why I say that it isn't true that SSI is only temporary. You can still get it and SSI won't stop it as long as you qualify as someone who has a disability.

SSA can actually stop SSI benefits at any time they can support the fact that an individual is abusing the system. They can require you to provide proof that you are either participating in an educational/training program, and if you are not, they can stop SSI benefits. They can require that you provide proof that you are applying for employment, and if you aren't, they can stop benefits. They can require you to provide proof of less than full time employment, and if you are working full time, they will stop benefits. The burden of proof is on the consumer.

Having a disability does not automatically qualify an individual for SSI.

 

[jillio]

Well the SSI and SSDI are not the same, SSI is for those who cannot work due to their disability and the SSDI is for those who became disability from the work.

My opinion, the SSI is okay for those who are high school or college students, or part-time workers, or those who was laid off, for varies of reasons. I do get the SSI checks and I am also an landlord. Most of my SSI money go to the house bills, very little rest of it would be my saving or spending.

Just be aware that the SSI is very limit, like you can't have over $2,000 in your bank account, you can't have two or more houses, etc.

The disability requirement for SSDI does not have to be work related disability.

 

[jillio]

You can still work while on SSDI part-time, but you can't get SSDI if you earn more than the SSDI. You have to work a certain amount of years before you get SSDI.

Seven years. And if you have been granted SSDI as a result of functional limitations, you cannot perform any job that is outside those functional limitations, or your award will be reversed.

 

[sequoias]

What about some of those people who hasn't worked for 20-30 years and they're not even retired? How can they pay them govt money while they're not doing anything, why can't the govt do something about them?

 

[jillio]

What about some of those people who hasn't worked for 20-30 years and they're not even retired? How can they pay them govt money while they're not doing anything, why can't the govt do something about them?

If they have never worked they are not eligible for SSDI.

 

[sequoias]

If they have never worked they are not eligible for SSDI.

I know that...what I mean why would we waste our money to people sit around and do nothing about their lives.

 

[ClearSky]

SSA can actually stop SSI benefits at any time they can support the fact that an individual is abusing the system. They can require you to provide proof that you are either participating in an educational/training program, and if you are not, they can stop SSI benefits. They can require that you provide proof that you are applying for employment, and if you aren't, they can stop benefits. They can require you to provide proof of less than full time employment, and if you are working full time, they will stop benefits. The burden of proof is on the consumer.

Having a disability does not automatically qualify an individual for SSI.

Oh, yes, having a disability can be one definitive elligibility to stay on SSI.

You say that 'they can require you', which means that it's a possibility, but like I said, they do not enforce it.

I have no doubt that 'they can require you' to provide certain proofs, but my statement is not wrong in that they do not enforce that.

 

[BradB08]

I find it funny when some Deaf people I know complained about losing SSDI while working under the table and/or making too much money and hiding it from the SSA.

I thought it was pathetic but I didn't bother speaking my mind.

 

[ClearSky]

I find it funny when some Deaf people I know complained about losing SSDI while working under the table and/or making too much money and hiding it from the SSA.

I thought it was pathetic but I didn't bother speaking my mind.

I think people don't know that they can do this if you tell them you want to save for a goal you have like school or a house or something.

 

[BradB08]

I think people don't know that they can do this if you tell them you want to save for a goal you have like school or a house or something.

That's not the point.

They were willingly lying to the SSA while working under the table (and not paying taxes!) and still receiving SSDI.

I don't know about you but whether a person is Deaf or Hearing, cheating the government is cheating the government.

 

[ClearSky]

I know exactly what you meant. They probably meant to do this on purpose. What I said also is that it's another thing that can be done if you're honest with SSA.

What inspection do they do to continue to get housing? I am curious what inspection do they do.

Some states have programs that help with the transition and they do not advertise it.

Yep, that is true. Some of the people who work in the office themselves don't even know this exist.

 

[Hwy99]

The disability requirement for SSDI does not have to be work related disability.

Ohh gotcha, thanks for correction.

 

[jillio]

Ohh gotcha, thanks for correction.

No problem.

 

[jillio]

I think people don't know that they can do this if you tell them you want to save for a goal you have like school or a house or something.

You can have a portion of your income deferred if you are receiving SSI and are putting the money towards training, schooling, or saving for school or training. You can also have a portion of your income deferred for expenses related to work.

 

[ClearSky]

You can have a portion of your income deferred if you are receiving SSI and are putting the money towards training, schooling, or saving for school or training. You can also have a portion of your income deferred for expenses related to work.

Yep. Thant's right.

Do you work with SSA?

 

[jillio]

Yep. Thant's right.

Do you work with SSA?

Nope. I'm a CRC and LPC.

 

[BradB08]

I know exactly what you meant. They probably meant to do this on purpose. What I said also is that it's another thing that can be done if you're honest with SSA.

What inspection do they do to continue to get housing? I am curious what inspection do they do.

Mainly an inspection of the smoke detector, C02 detector, fire extinguisher, all the mechanicals (sink, toilet, stove, fridge, etc) and a general health inspection. If your apartment is very dirty, they'll fail you. They are very, very strict and I'd rather not deal with Section 8 at all.