Say goodbye to full-time jobs with benefits

[TXgolfer]

Through provisions in the bill.

The only provision in the bill counts 2 part time workers as one full time worker for the purpose of penalties. That can be workable.

Temp workers and contract worker's are not addressed in the bill except with regard to prior IRS policy which allows the IRS to declare a contract laborer an employee if they can prove he worked as an employee. That problem is avoided by having the laborer create a DBA and paying the DBA rather than the individual and paying by the job rather than hourly or weekly.

 

[Reba]

Exactly, when I started out my biggest fear was an injury that would keep me out of work for months (very likely in my biz). Fortunately I never had an injury I couldn't work through. Just had a few broken fingers, nail punctures and a few cuts requiring stitches. There was no such thing as illness......if I could walk I could work. To me that was the price of freedom....No boss? Priceless.

So far, I've also been injury free. When I'm sick, well too bad, I keep working.

Hubby also works even with excruciating sinus headaches. He was out of work twice for long periods when he got hurt. His job is very physical, and there was no way he could work. For two periods of about six weeks each, we were without his income. The first time he broke his arm in a tree cutting accident. The second time, he was in a car accident and broke a rib and cracked his sternum.

 

[TXgolfer]

So far, I've also been injury free. When I'm sick, well too bad, I keep working.

Hubby also works even with excruciating sinus headaches. He was out of work twice for long periods when he got hurt. His job is very physical, and there was no way he could work. For two periods of about six weeks each, we were without his income. The first time he broke his arm in a tree cutting accident. The second time, he was in a car accident and broke a rib and cracked his sternum.

I hope there is no third time.

 

[Foxrac]

So far, I've also been injury free. When I'm sick, well too bad, I keep working.

Hubby also works even with excruciating sinus headaches. He was out of work twice for long periods when he got hurt. His job is very physical, and there was no way he could work. For two periods of about six weeks each, we were without his income. The first time he broke his arm in a tree cutting accident. The second time, he was in a car accident and broke a rib and cracked his sternum.

What you want to do if both of you are out of work because of terrible sick or injuries without having a income to pay living expenses?

 

[Reba]

I hope there is no third time.

Me too!

He broke his other arm in a roller skating racing accident. (He was still on active duty in the Navy, so all expenses were covered, no problem; however, his captain forbade him to skate again because he didn't want him to miss any more time from the ship.)

He also sliced his knee open with a chain saw while cutting down a dead tree but he was still on active duty in the Navy then, too.

I can't tell you how many times his van has broken down on the way to a job or at a job. That meant not only canceling the work but also getting towed and repaired. (Hubby does constant preventive maintenance on his vans but they take a beating from his heavy work schedule.) On the days that his van is in the shop, he tries to schedule pressure washing jobs for a little income. He uses the Commander to tow a trailer with the pressure washing stuff.

 

[Reba]

What you want to do if both of you are out of work because of terrible sick or injuries without having a income to pay living expenses?

Hubby's Navy retirement almost covers the monthly mortgage (which we have a few more years to pay) but that's all. I guess we would have to start selling things.

 

[Foxrac]

Hubby's Navy retirement almost covers the monthly mortgage (which we have a few more years to pay) but that's all. I guess we would have to start selling things.

That's interesting, what about people that haven't been in military duty?

That's sucks, it sounds like not good to have serious health problem or injuries. That why I support government to offers disability pay to pay people whoever is unable to work due health problem or injuries but negative is won't pay enough to cover the all living expenses.

My GI doctor recommended me to avoid to work at hard labor job, especially retail, construction, fast food, factories, etc. That's reason because I have problem with my stomach everyday since started in Nov last year and I noticed that my stomach is improve in some after stopped work in retail in last Jan. That why I decided to be college student and will find a better job after graduation in 5 years or so.

 

[Reba]

That's interesting, what about people that haven't been in military duty?

I don't know. Everyone has a different situation.

That's sucks, it sounds like not good to have serious health problem or injuries.

That never is fun.

That why I support government to offers disability pay to pay people whoever is unable to work due health problem or injuries but negative is won't pay enough to cover the all living expenses.

My GI doctor recommended me to avoid to work at hard labor job, especially retail, construction, fast food, factories, etc. That's reason because I have problem with my stomach everyday since started in Nov last year and I noticed that my stomach is improve in some after stopped work in retail in last Jan. That why I decided to be college student and will find a better job after graduation in 5 years or so.

I'm sorry that you have health problems while so young. I also have reflux and other GI problems but I'm older so that's expected, I guess.

I hope your stomach problems continue to improve.

 

[jazzy]

I never said it required it.

The article (not I) stated that more employers will hire people as contractors and freelancers rather than full-time employees in order to avoid providing health care and other benefits.

I begin to see more and more for instance PO is hiring temp now to avoid to pay full benefits but I do not think it has to do with Obamacares. PO is losing alot of money and they cut back $$$$ and downsize and I think it goes same for many businesses. It is cheaper to do business with contractors and freelancers. Problems goes back before Obamacares.

 

[jazzy]

Exactly, when I started out my biggest fear was an injury that would keep me out of work for months (very likely in my biz). Fortunately I never had an injury I couldn't work through. Just had a few broken fingers, nail punctures and a few cuts requiring stitches. There was no such thing as illness......if I could walk I could work. To me that was the price of freedom....No boss? Priceless.

Count your blessing if your not hurt for many more years till retire. My husband got hurt at his job 7 years ago and has not been working since then and will never go back to work ever. It hit him so hard cuz he misses it and love to work than stay home and be disabled. I work to support both of us plus his SSDI help us some. I try to keep myself fit and monitor my health issue praying I will not get worse as I get older. Stay healthy and strong is my motto now.

 

[yizuman]

even before Obamacare - contract/freelance workers do not get contract with benefits. never heard of it.

beside - contract/freelance workers will have mandatory insurance anyway.

Out of their own pocket of course, if they can afford it.

Otherwise we'll be looking at court houses full of offenders not complying with the health care law by not having health insurance and probably a rise of prison inmates for failing to comply with the health care law.

Yiz

 

[yizuman]

Sorry, it is incorrect.

It doesn't fit concept of socialism.

I have a better word than socialism, it's called, "stupidity".

How does that grab you?

Yiz

 

[Foxrac]

I don't know. Everyone has a different situation.


That never is fun.


I'm sorry that you have health problems while so young. I also have reflux and other GI problems but I'm older so that's expected, I guess.

I hope your stomach problems continue to improve.

Yup, it was awful. I had colonoscopy and endococopy in last 2 weeks ago while I was out of school, my colon is all normal but endoscopy is positive because my stomach is very red and purple. My GI doctor told me to avoid alcohol beverage and NSAID (like Advil) to prevent any worsen and told me to eat enough fiber, kinda ironic because I don't drink any alcohol beverage anymore, just last time was one beer bottle in April, that all.

 

[yizuman]

Kinda like wal-fart but they do have worst work record.

Not every store is wal-fart. There are good decent stores that offers full benefits because they actually CARE!

Walfart, not so much.

Yiz

 

[TXgolfer]

Me too!

He broke his other arm in a roller skating racing accident. (He was still on active duty in the Navy, so all expenses were covered, no problem; however, his captain forbade him to skate again because he didn't want him to miss any more time from the ship.)

He also sliced his knee open with a chain saw while cutting down a dead tree but he was still on active duty in the Navy then, too.

I can't tell you how many times his van has broken down on the way to a job or at a job. That meant not only canceling the work but also getting towed and repaired. (Hubby does constant preventive maintenance on his vans but they take a beating from his heavy work schedule.) On the days that his van is in the shop, he tries to schedule pressure washing jobs for a little income. He uses the Commander to tow a trailer with the pressure washing stuff.

I have had jobs delayed due to truck problems too.....not fun.

My biggest delays were permits and inspectors........I had one inspector delay a job (fire) with red tags due to "insulation" but he would never meet to explain. Insulation is tricky here because we have so many cities here and they want it done different ways (tabs in, tabs out, staples ect) I ended up tearing out all the new insulation and replacing it. then tearing it out and putting it back the original way. 4 weeks and over 200 man hours later the inspector FINALLY agrees to meet....for a fee. Turns out "insulation" refereed to a piece if pipe insulation in a bathroom he felt was too short.....by a half inch. If he had read the plan he would have seen that the insulation was 1/2" short because that wall was double layered. :roll:

Cost of freedom I guess.....

 

[yizuman]

What this thread is about if anyone misses the point is that the standard full time jobs with benefits is gonna quickly disappear and replaced with the word, "contractor" in order to avoid the new mandate law that employers who hire employees as full time workers MUST by law (when in effect) provide health insurance.

Being a full time employer will become a thing of the past, UNLESS Obama decides to close that loophole in the law to force those who hire contractors to provide them health insurance. Then jobs will dry up and unemployment rate will shoot sky high as many RICH employers will just pack up and go somewhere else where no such health care law exists.

Yiz

 

[jillio]

What this thread is about if anyone misses the point is that the standard full time jobs with benefits is gonna quickly disappear and replaced with the word, "contractor" in order to avoid the new mandate law that employers who hire employees as full time workers MUST by law (when in effect) provide health insurance.

Being a full time employer will become a thing of the past, UNLESS Obama decides to close that loophole in the law to force those who hire contractors to provide them health insurance. Then jobs will dry up and unemployment rate will shoot sky high as many RICH employers will just pack up and go somewhere else where no such health care law exists.

Yiz

Never gonna happen. The U.S. does not have the workforce necessary to go to complete part-time employees or contract employees. Nor is U.S. industry going to pack up and engage in a mass exodus.

 

[chucky69]

Jillio ...............Never gonna happen. The U.S. does not have the workforce necessary to go to complete part-time employees or contract employees. Nor is U.S. industry going to pack up and engage in a mass exodus.

Yup - totally agree!

-charles