Say goodbye to full-time jobs with benefits

[darkdog]

If the government were to require employers to give contract workers health care benefits, those jobs would disappear. This whole Obamacare thing just shows the difficulty (if not impossibility) in directly forcing the economy to produce the result you want.

 

[darkdog]

I had three jobs where I was hired as a contractual worker without health care and that was in the 90s and early 2000's.

I'm curious- why didn't you go find a job that offered health insurance?

 

[jillio]

even before Obamacare - contract/freelance workers do not get contract with benefits. never heard of it.

beside - contract/freelance workers will have mandatory insurance anyway.

Exactly. Companies have been hiring part time workers and contract workers for some time now to prevent paying benefits. Obamacare certainly can not be held responsible. Its been happening too long.:roll:

 

[TXgolfer]

Exactly. Companies have been hiring part time workers and contract workers for some time now to prevent paying benefits. Obamacare certainly can not be held responsible. Its been happening too long.:roll:

Oh nah.......A substantial increase in the costs of those benefit would never lead to an increase in hiring of contractors and part timers.......never....no way

 

[jillio]

Oh nah.......A substantial increase in the costs of those benefit would never lead to an increase in hiring of contractors and part timers.......never....no way

If they are already avoiding paying benefits, a cost increase is moot.

 

[TXgolfer]

If they are already avoiding paying benefits, a cost increase is moot.

Well for employers who will now be mandated to provide health insurance for employees the cost will hardly be moot. Common sense solution to that problem? Convert current employees to contract labor and use more part time and temp workers.

 

[Jiro]

Well for employers who will now be mandated to provide health insurance for employees the cost will hardly be moot. Common sense solution to that problem? Convert current employees to contract labor and use more part time and temp workers.

if employer chose to cover worker - they get tax-free perks. If the small business has less than 50? (correct me if I'm wrong) workers - employer are not required to get coverage.

again - I have yet seen any single iota of strong connection between Obamacare and this sad news

 

[TXgolfer]

[

QUOTE=Jiro;1598375]if employer chose to cover worker - they get tax-free perks.

The "perks" are a tax credit that covers half the cost. So there is still alot of cost.....

If the small business has less than 50? (correct me if I'm wrong) workers - employer are not required to get coverage

.

This was never disputed in this thread.....Notice I said

Well for employers who will now be mandated to provide health insurance for employees the cost will hardly be moot

So yeah for small business owners this will not matter. Never said it would.

again - I have yet seen any single iota of strong connection between Obamacare and this sad news

I feel certain you will see plenty of connection in the next few years.....it's a common sense approach.

 

[Jiro]

The "perks" are a tax credit that covers half the cost. So there is still alot of cost.....

Still a lot better than McCain's idea.

I feel certain you will see plenty of connection in the next few years.....it's a common sense approach.

I guess we'll wait and see. I'll believe it when I see it.

 

[TXgolfer]

Still a lot better than McCain's idea.

.

Not sure what that has to do with this thread.....but we will see what happens.

 

[Jiro]

Not sure what that has to do with this thread.....but we will see what happens.

for Arizona's fate since McCain is still Arizona Senator

 

[jillio]

Well for employers who will now be mandated to provide health insurance for employees the cost will hardly be moot. Common sense solution to that problem? Convert current employees to contract labor and use more part time and temp workers.

Guess you haven't read the bill regarding that topic. Already been addressed.

 

[TXgolfer]

Guess you haven't read the bill regarding that topic. Already been addressed.

Oh really? How so?

 

[MABrown]

Interesting...

I wonder if legislation that mandates employers to provide insurance to their temporary/contract workers will be passed should this scenario become more widespread.

 

[Jiro]

I wonder if legislation that mandates employers to provide insurance to their temporary/contract workers will be passed should this scenario become more widespread.

no

 

[jillio]

Oh really? How so?

Through provisions in the bill.

 

[chucky69]

ok ya'all - I did some digging into this "say goodbye to full-time jobs with benefits" claim because I'm seeing a lot of confusion in here.

1. This claim affects mainly white-collar jobs or those in office-related jobs.
2. This claim does not really affect blue-collar workers or those in labor-related jobs like Texan Guy and Endemic.
3. Look at the picture provided in OP

those are the kind of people who are affected by this... not labor-related workers.

4. I do not believe this claim is not caused by Obamacare. It is caused by a trend in society because of internet and I guess current market situation. More and more people are becoming mobile, flexible, and skillful. The paradigm in workforce (IBM, DeLoitte, military, defense contractors, writers, etc) is changing. The business studies show that the corporations benefit more in "work-at-home" concept in terms of productivity. In some cases, depending on what business, the corporation may benefits more in saving cost by hiring contractors/freelancers but the drawback is the decreasing quality of its service. Shame but not illegal.

5. As contractors/freelancers - you are paid more than full-time employee.
6. As contractors/freelancers - you are free to work for one or more employers (depending on contract, situation, time management, etc.)

Should you hire a contractor or a full-time employee?
What are the advantages and disadvantages of becoming a contract IT developer? - Stack Overflow

I'm kinda surprised, though Jiro - they never mentioned the fact, that it is also beneficial to the company; tax-wise, to have less than full time employees, contract/freelance, etc type employees.

-charles

 

[chucky69]

I wonder if legislation that mandates employers to provide insurance to their temporary/contract workers will be passed should this scenario become more widespread.

Agree w/ Jiro -and add; because they are not considered full-time employees, thus they will either already have State insurance, or thier own insurance.


-charles

 

[Reba]

Just to be clear, there is a huge variety in the types of contract workers, the kind of work they do, their pay, benefits, and insurance.

For example, many blue-collar construction workers are contract employees who get no guaranteed wages, benefits or insurance from their employers.

People "in the trades" and services as independent contractors don't get benefits or insurance or guaranteed wages. These include mechanics, electricians, plumbers, locksmiths, beauticians, and arborists. They are the blue and pink collar workers. They currently do not get their life, medical,disability, unemployment or liability insurance from their employers. They get no paid vacations, sick leave, or guarantee that there will be income from day-to-day.

White-collar contract professionals are in the same "no benefits" boat as the other contract employees.

Being a contract employee, to me, is very stressful. I have no idea how much I'll earn, when I'll get paid, whether or not I will be working at all, and I don't dare ever get sick, hurt, or have a car problem.

There are limitations to freelancing, such as non-competition clauses, and others.

Employers prefer contract employees for their business's benefit NOT the employee's benefit. If the contract work benefits the employee that's great for the employee but it's not the reason the employer offers it.

 

[TXgolfer]

Just to be clear, there is a huge variety in the types of contract workers, the kind of work they do, their pay, benefits, and insurance.

For example, many blue-collar construction workers are contract employees who get no guaranteed wages, benefits or insurance from their employers.

People "in the trades" and services as independent contractors don't get benefits or insurance or guaranteed wages. These include mechanics, electricians, plumbers, locksmiths, beauticians, and arborists. They are the blue and pink collar workers. They currently do not get their life, medical,disability, unemployment or liability insurance from their employers. They get no paid vacations, sick leave, or guarantee that there will be income from day-to-day.

White-collar contract professionals are in the same "no benefits" boat as the other contract employees.

Being a contract employee, to me, is very stressful. I have no idea how much I'll earn, when I'll get paid, whether or not I will be working at all, and I don't dare ever get sick, hurt, or have a car problem.

There are limitations to freelancing, such as non-competition clauses, and others.

Employers prefer contract employees for their business's benefit NOT the employee's benefit. If the contract work benefits the employee that's great for the employee but it's not the reason the employer offers it.

Exactly, when I started out my biggest fear was an injury that would keep me out of work for months (very likely in my biz). Fortunately I never had an injury I couldn't work through. Just had a few broken fingers, nail punctures and a few cuts requiring stitches. There was no such thing as illness......if I could walk I could work. To me that was the price of freedom....No boss? Priceless.