Motorcycle insurance rates?

Anybody ever ride a Vincent Black Shadow? lol
 
Tousi said:
Jiro, my very first bike was a brand new 1970 Triumph Bonneville! Today's Triumphs look ghastly to me, lol. Back in the day, the Triumphs and another English bike I can't remmy the name...were notorious for their leaky gaskets. Never happened to mine, tho.....great bike of the day...back in the days when Hondas were uglier than sin and sounded like they were running on rubber bands vs the full throaty sound of my double carbed Bonny! :lol:
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you sir.... are the <beep> man!
 
Insufficent information, and it is bad way to compare.

The best way to compare is look at the coverage, for example

Insurance A has liablity coverage of up to $25K, no comprehensive with $1,000 deductible and cost 200 dollars a year

Insurance B has liablity coverage of up to $100K, full comprehensive with $500 deductible and cost 300 dollars a year

which is actually cheaper?

Hope you get the idea
 
I've always want to ride motorcycle especially in the HD but the crazy drivers out there. No gracias.
 
HD is nice, yes I rode few times on 84 shovel head FLHS with straight pipe.

What I like the most is Yamaha Vstar 1100 custom with straight pipe (Cobra Brand) and yes I rode it several times. MAN!

I also like Goldwing for long ride. I just got back home from work on Goldwing. :)

Texan Guy said:
I've always want to ride motorcycle especially in the HD but the crazy drivers out there. No gracias.
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diehardbiker said:
Insufficent information, and it is bad way to compare.

The best way to compare is look at the coverage, for example

Insurance A has liablity coverage of up to $25K, no comprehensive with $1,000 deductible and cost 200 dollars a year

Insurance B has liablity coverage of up to $100K, full comprehensive with $500 deductible and cost 300 dollars a year

which is actually cheaper?

Hope you get the idea
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Yes, I do.

I was curious for a ballpark figure for planning purposes. Hubby will get serious and start calling around this week.
 
diehardbiker said:
HD is nice, yes I rode few times on 84 shovel head FLHS with straight pipe.

What I like the most is Yamaha Vstar 1100 custom with straight pipe (Cobra Brand) and yes I rode it several times. MAN!

I also like Goldwing for long ride. I just got back home from work on Goldwing. :)
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really? in this downpour? I guess you don't have rain up there.
 
I pay about $200.00 a year for my 1994 Gold Wing. Have about 140K miles on it now and still runs like new. I put about 10K miles a year on it. Bought it used with 87K miles for 6K. Very happy with it. Luckily I live in a area where I can ride 350 days a year. Only other bike I ever had that was this smooth and quiet was an Ariel square four. Most of you will be to young to remember them :) Woops for got to mention, insurance is with Dairyland insurance co. One of the Sentry Family insurance company's.
 
Rampratt said:
I pay about $200.00 a year for my 1994 Gold Wing. Have about 140K miles on it now and still runs like new. I put about 10K miles a year on it. Bought it used with 87K miles for 6K. Very happy with it. Luckily I live in a area where I can ride 350 days a year. Only other bike I ever had that was this smooth and quiet was an Ariel square four. Most of you will be to young to remember them :)
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350 days??? oh I hate you :mad2:
 
Yeah, my goldwing which is 86 and got only 24K miles and I have heard and known these bike can reach 300K mikes no problem. So, I got lots life left on my GW.

Rampratt said:
I pay about $200.00 a year for my 1994 Gold Wing. Have about 140K miles on it now and still runs like new. I put about 10K miles a year on it. Bought it used with 87K miles for 6K. Very happy with it. Luckily I live in a area where I can ride 350 days a year. Only other bike I ever had that was this smooth and quiet was an Ariel square four. Most of you will be to young to remember them :) Woops for got to mention, insurance is with Dairyland insurance co. One of the Sentry Family insurance company's.
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Reba said:
What do you consider to be acceptable motorcycle insurance rates?

We were quoted $269. Does that sound right to you?
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It depends on many variables as most insurance quotes do. What year, make and model is the bike? How old are the drivers? What kind of driving record the drivers have? etc, etc,. It would not be an accurate assessment to provide numbers without knowing the details.
 
rockdrummer said:
It depends on many variables as most insurance quotes do. What year, make and model is the bike? How old are the drivers? What kind of driving record the drivers have? etc, etc,. It would not be an accurate assessment to provide numbers without knowing the details.
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this is what my insurance agent asked me -

1. what model/year/bike
2. what cc engine is it (the more cc, the more $$$)
3. what age
4. where you live
5. couple of ticket-related questions
6. lastly... is this for commuting or pleasure?
 
This is very close to what my bike is and I pay about $120.00 per year for full coverage. Technically we are not insured year round for collision as the winters for most people are not riding season.

1996 VN800B
Midwest
good driving record

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rockdrummer said:
This is very close to what my bike is and I pay about $120.00 per year for full coverage. Technically we are not insured year round for collision as the winters for most people are not riding season.

1996 VN800B
Midwest
good driving record

2903.jpg
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Somehow I overlooked this post before.

What do you mean "Technically we are not insured year round for collision"? Are you actually uninsured during winter months? You don't ride your bike at all during that time?
 
Reba said:
Somehow I overlooked this post before.

What do you mean "Technically we are not insured year round for collision"? Are you actually uninsured during winter months? You don't ride your bike at all during that time?
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that would makes sense since most insurance policy is paid for either 6-months or 1-year. Since rockdrummer lives near Chicago... I'm guessing his riding season is very short. I'd say around 7 months a year.

I'm somewhat hardcore (all thanks to heated gear) so I ride about 9 months a year. Sometimes we get warm winter so I go out and ride.
 
Jiro said:
that would makes sense since most insurance policy is paid for either 6-months or 1-year. Since rockdrummer lives near Chicago... I'm guessing his riding season is very short. I'd say around 7 months a year.

I'm somewhat hardcore (all thanks to heated gear) so I ride about 9 months a year. Sometimes we get warm winter so I go out and ride.
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I wonder what bike commuters do for transportation the rest of the year? Stay home?
That doesn't make a bike very practical, does it? :giggle:
 
Reba said:
I wonder what bike commuters do for transportation the rest of the year? Stay home?
That doesn't make a bike very practical, does it? :giggle:
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car lol... or bus :ugh:

Majority of bikers ride recreationally (meaning their motorcycle are their secondary vehicle). I ride full-time and car is my secondary vehicle :giggle:
 
Jiro said:
car lol... or bus :ugh:

Majority of bikers ride recreationally (meaning their motorcycle are their secondary vehicle). I ride full-time and car is my secondary vehicle :giggle:
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Most riders in the South (East, West, and Gulf Coast) are year-round riders. They get more bang for the buck with their bikes. :lol:
 
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