Healthcare.gov ‘may already have been compromised,’ security expert says

First of all, why should taxpayers foot the cost to change SSN?

Secondly, when one filled credit application, who do you think Creditors would consult first? You guessed it! Its credit bureau, SSN is a primary key, just like in the bank safe where there is two keys in order to open safe boxes right? Same concept, it is used to prevent from wrong person opening the safe boxes. Anyway, with only one key as SSN, Credit bureau will have no way knowing whether it is a legitimate inquiry or not and send back as WOW champ credit score of 823, BAM credit line of $20,000 approved! So, having second key, credit bureau will ID the application, and will ask for key to see if it match, if it does not match, then Credit bureau will return as HIGH risk, potential ID thieves, stop right there send alarm to track down who applied for, timing is so important in catching ID thieves.

For years, inside real bank safe, there are two keys in order to open it (Safe boxes), WHY? And why not on SSN along with credit bureau? And have you wondering why there is so small incidents in history of thieves going after these bank safe boxes?

Like this

stock-photo-safety-deposit-boxes-in-a-bank-vault-40164061.jpg


kokonut said:
Um, I've already said this: "You can get a new SS# if you are a victim of identity theft after you have exhausted all possibilities on rectifying the problem. Even if you get a new SS# there's a caveat. Read page 7."
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diehardbiker said:
First of all, why should taxpayers foot the cost to change SSN?

Secondly, when one filled credit application, who do you think Creditors would consult first? You guessed it! Its credit bureau, SSN is a primary key, just like in the bank safe where there is two keys in order to open safe boxes right? Same concept, it is used to prevent from wrong person opening the safe boxes. Anyway, with only one key as SSN, Credit bureau will have no way knowing whether it is a legitimate inquiry or not and send back as WOW champ credit score of 823, BAM credit line of $20,000 approved! So, having second key, credit bureau will ID the application, and will ask for key to see if it match, if it does not match, then Credit bureau will return as HIGH risk, potential ID thieves, stop right there send alarm to track down who applied for, timing is so important in catching ID thieves.

For years, inside real bank safe, there are two keys in order to open it (Safe boxes), WHY? And why not on SSN along with credit bureau? And have you wondering why there is so small incidents in history of thieves going after these bank safe boxes?

Like this

stock-photo-safety-deposit-boxes-in-a-bank-vault-40164061.jpg
Click to expand...

which should be illegal.
 
Illegal?, well not exactly my point. Credit bureau could have assign their own number to customers as identifier on the top of SSN. However, I don't see anything wrong with Credit bureau use SSN as reference and tax reporting purpose, thus adding their (Credit bureau) assigning ID system or something like that. Banks are required to report your interest income, right? That is a legitimate reason for them in need for SSN.

I am so surprised that you guys are actually making it difficult and balking so easy when one throws idea which usually just a rough draft and lead to better ideas and tweaking the ideas.

Jiro said:
which should be illegal.
Click to expand...
 
diehardbiker said:
Illegal?, well not exactly my point. Credit bureau could have assign their own number to customers as identifier on the top of SSN. However, I don't see anything wrong with Credit bureau use SSN as reference and tax reporting purpose, thus adding their (Credit bureau) assigning ID system or something like that. Banks are required to report your interest income, right? That is a legitimate reason for them in need for SSN.

I am so surprised that you guys are actually making it difficult and balking so easy when one throws idea which usually just a rough draft and lead to better ideas and tweaking the ideas.
Click to expand...

SSN was NOT intended and NOT supposed to be used for identification purpose by corporations. It's only for government alone. but it was too late and the government was too slow to take action on it. too late.
 
Right, there, when you have income from bank, the bank is required to report your income to IRS right?, how do they report your income? Just like your employer need your SSN to report your income.

If you read under SSN law, it outlines that SSN may be used for government purpose, and government needs track of everyone's income so thus it is government purpose.

I think government had done half of work that bank should be grateful for PLUS do their (banks) half of their work as well. This is the whole idea that I am thinking that will solve most of the problems. If you disagree, then why feed the crooks to their gain?

Jiro said:
SSN was NOT intended and was NOT supposed to be used for identification purpose by corporations. It's only for government alone.
Click to expand...
 
diehardbiker said:
Right, there, when you have income from bank, the bank is required to report your income to IRS right?, how do they report your income? Just like your employer need your SSN to report your income.

If you read under SSN law, it outlines that SSN may be used for government purpose, and government needs track of everyone's income so thus it is government purpose.

I think government had done half of work that bank should be grateful for PLUS do their (banks) half of their work as well. This is the whole idea that I am thinking that will solve most of the problems. If you disagree, then why feed the crooks to their gain?
Click to expand...

yep. I disagree. the crooks are already profiting from it because it's so ridiculously easy to steal identity.... and extraordinary difficult to get a new one.
 
kokonut said:
That's false. It's not completely permanent. You can get a new SS# if you are a victim of identity theft after you have exhausted all possibilities on rectifying the problem. Even if you get a new SS# there's a caveat. Read page 7.

http://www.socialsecurity.gov/pubs/EN-05-10064.pdf
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"For some victims of identity theft, a new number actually creates new problems. If the old credit information is not associated with your new number, the absence of any credit history under your new number may make it more difficult for you to get credit."

It could also wipe out previous military service, work history, medical files, and school records.
 
Reba said:
"For some victims of identity theft, a new number actually creates new problems. If the old credit information is not associated with your new number, the absence of any credit history under your new number may make it more difficult for you to get credit."

It could also wipe out previous military service, work history, medical files, and school records.
Click to expand...

Right. That is why I said there is a caveat on getting a new ss#.
 
I lol'd, the site has already been rooted for quite some time and people just don't know it. Two of my irc buddies have been scraping SSN's off of there since a couple days after it opened.
 
Those sound like fantastic friends to have... :roll:

Nothing like thieving dishonest people that feed off innocent people as friends! :roll:

Really hilarious.... honestly, you should be a comedian.

Does wonders to show your character 2 minutes into being on the site.

Sorry, I can't stand lying thieving a** holes that can't work and get their money honestly.

Oh wait, I'm not sorry.... Not even offering you condolences.
 
I wouldn't call them friends so much as people I deal with because they visit the same networks I do. Some things they do are incredibly entertaining while things like that are disturbing to say the least. If it weren't for some other actual friends on there who have helped me through some serious stuff I wouldn't think twice about leaving. I play nice with them simply because I don't want swat showing up at my door one night. Besides, I would have told somebody if it weren't for the fact that one of them is Finnish and the US gov hasn't seem to care about previous things he has done.

I do go through the honest route of earning my wages unlike them.

Edit: I should made it clear that I was laughing at the further failure of the healthcare site and not the exploitation of innocent people which is completely wrong. That's my fault entirely.
 
kokonut said:
Sticker shock hits health exchange shoppers

Remember, you still have to pay a much, much higher deductible before claims can kick in. And for the Bronze plan it covers only 60% leaving you responsible for the 40%.

Enjoy your year in 2014.
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Are those plans for self only? If so, that's too high. Imagine, how much for family + self? Maybe 30-50% more? Not worth it. Why call it "Affordable Care Act?
 
Hey, I didn't vote for the guy. For those who did, enjoy the rainbows and unicorns.
 
CrazyPaul said:
Are those plans for self only? If so, that's too high. Imagine, how much for family + self? Maybe 30-50% more? Not worth it. Why call it "Affordable Care Act?
Click to expand...

because ACA aka Obamacare has subsidies and Medicaid expansion for people with limited income, especially low and middle class.

The health insurance is getting expensive because they have to comply with ACA standard to ensure that you get full coverage, but many people with cheaper insurance usually have limited coverage, so left with huge medical bills and could lead to bankruptcy.

This law has some flaws, some people with low income don't qualify for subsidies nor Medicaid expansion (especially states reject the Medicaid expansion).

Unfortunately, the cost of health insurance is controlled by market.
 
kokonut said:
Hey, I didn't vote for the guy. For those who did, enjoy the rainbows and unicorns.
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As for me, I am lucky to have health benefits through my employer. I feel sorry for those who don't. Oh well, wait and see if people will buy it through ACA or not.
 
CrazyPaul said:
As for me, I am lucky to have health benefits through my employer. I feel sorry for those who don't. Oh well, wait and see if people will buy it through ACA or not.
Click to expand...

Law says you have to buy insurance (or have insurance). Sticker shock will be rampant in 2014.
 
CrazyPaul said:
As for me, I am lucky to have health benefits through my employer. I feel sorry for those who don't. Oh well, wait and see if people will buy it through ACA or not.
Click to expand...

ACA has exemption for people who unable to afford to buy health insurance.

They will be lucky if they qualify for subsidies - government help to cover on insurance cost.

kokonut said:
Law says you have to buy insurance (or have insurance). Sticker shock will be rampant in 2014.
Click to expand...

See above.
 
Foxrac said:
ACA has exemption for people who unable to afford to buy health insurance.
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If people who don't have a health insurance can't afford it, who pay for their medical bills?

Foxrac said:
They will be lucky if they qualify for subsidies - government help to cover on insurance cost.
Click to expand...
From our taxes? If yes, that's why Republicans oppose ACA.
 
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