diehardbiker
Active Member
- Joined
- Mar 22, 2004
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First of all, why should taxpayers foot the cost to change SSN?
Secondly, when one filled credit application, who do you think Creditors would consult first? You guessed it! Its credit bureau, SSN is a primary key, just like in the bank safe where there is two keys in order to open safe boxes right? Same concept, it is used to prevent from wrong person opening the safe boxes. Anyway, with only one key as SSN, Credit bureau will have no way knowing whether it is a legitimate inquiry or not and send back as WOW champ credit score of 823, BAM credit line of $20,000 approved! So, having second key, credit bureau will ID the application, and will ask for key to see if it match, if it does not match, then Credit bureau will return as HIGH risk, potential ID thieves, stop right there send alarm to track down who applied for, timing is so important in catching ID thieves.
For years, inside real bank safe, there are two keys in order to open it (Safe boxes), WHY? And why not on SSN along with credit bureau? And have you wondering why there is so small incidents in history of thieves going after these bank safe boxes?
Like this
Secondly, when one filled credit application, who do you think Creditors would consult first? You guessed it! Its credit bureau, SSN is a primary key, just like in the bank safe where there is two keys in order to open safe boxes right? Same concept, it is used to prevent from wrong person opening the safe boxes. Anyway, with only one key as SSN, Credit bureau will have no way knowing whether it is a legitimate inquiry or not and send back as WOW champ credit score of 823, BAM credit line of $20,000 approved! So, having second key, credit bureau will ID the application, and will ask for key to see if it match, if it does not match, then Credit bureau will return as HIGH risk, potential ID thieves, stop right there send alarm to track down who applied for, timing is so important in catching ID thieves.
For years, inside real bank safe, there are two keys in order to open it (Safe boxes), WHY? And why not on SSN along with credit bureau? And have you wondering why there is so small incidents in history of thieves going after these bank safe boxes?
Like this
Um, I've already said this: "You can get a new SS# if you are a victim of identity theft after you have exhausted all possibilities on rectifying the problem. Even if you get a new SS# there's a caveat. Read page 7."