Cochlear decison

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As a DEAF person don't perceive deafness in the context of perceived "skin pigmentation".
Is this part of "deaf values"?

Implanted A B Harmony activated Aug/07
 
Just hope that your health insurance can cover it for you if you lose CI. Our insurance don't pay CI for my hubby when He lost his CI. That is something you have to think about if you can afford CI or not. HA is always avaliable.
 
My health insurance-OHIP has already "covered me"- re insurance for the next 3 years. I am at the moment in year 4 since implantation.
I can't go "back to wearing a hearing aid" which is why I requested "consideration" for Cochlear Implant in the first place. I am still DEAF

I was successful-Sunnybrook/Toronto.

Implanted A B Harmony activated Aug/07
 
drphil said:
My health insurance-OHIP has already "covered me"- re insurance for the next 3 years. I am at the moment in year 4 since implantation.
I can't go "back to wearing a hearing aid" which is why I requested "consideration" for Cochlear Implant in the first place. I am still DEAF

I was successful-Sunnybrook/Toronto.

Implanted A B Harmony activated Aug/07
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After 4 years, you still get a free ci?
 
Frisky Feline said:
Just hope that your health insurance can cover it for you if you lose CI. Our insurance don't pay CI for my hubby when He lost his CI. That is something you have to think about if you can afford CI or not. HA is always avaliable.
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From previous posts you have made I know that you are talking about losing the external parts and I am surprised that you were expecting health insurance to cover lost hardware. I would think you would have a better chance under the personal property section of your homeowners or renters insurance.

It would be the same with a lost hearing aid.
 
Frisky Feline said:
Just hope that your health insurance can cover it for you if you lose CI. Our insurance don't pay CI for my hubby when He lost his CI. That is something you have to think about if you can afford CI or not. HA is always avaliable.
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Jane B. said:
From previous posts you have made I know that you are talking about losing the external parts and I am surprised that you were expecting health insurance to cover lost hardware. I would think you would have a better chance under the personal property section of your homeowners or renters insurance.

It would be the same with a lost hearing aid.
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FF, that confused me too. My HAs are not covered in any way under my health insurance, not for the initial purchase and not for any maintenance, and not for loss either. I don't know if homeowner's insurance would cover it; that's an interesting question.

When I bought them, the audi offered me a specific insurance policy against loss or damage, and I turned it down. She said usually parents will buy such a policy for their children's aids, but most adults don't need it. Although she also mentioned that some dogs are attracted to the scent of the ear-molds and she's had a few patients lose their HAs to the voracious jaws of their dear sweet doggies!
 
Beach girl said:
FF, that confused me too. My HAs are not covered in any way under my health insurance, not for the initial purchase and not for any maintenance, and not for loss either. I don't know if homeowner's insurance would cover it; that's an interesting question.

When I bought them, the audi offered me a specific insurance policy against loss or damage, and I turned it down. She said usually parents will buy such a policy for their children's aids, but most adults don't need it. Although she also mentioned that some dogs are attracted to the scent of the ear-molds and she's had a few patients lose their HAs to the voracious jaws of their dear sweet doggies!
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I think that the CI companies have a warranty for the first 3 years that includes loss/theft. Afterwards, they offer a separate policy, or you can get coverage with your homeowners/renters in the same way you get coverage for your wedding band or family jewelry, or for expensive electronic equipment (I think it costs something i the neighborhood of $100-300 a year, depending upon your insurance). We're hitting the 3 year point on one set of processors next month and need to either purchase Cochlear's policy or set it up with our homeowners, so I'll post actual figures once I get them.

One way that FF might be able to use health insurance is if her husband is eligible for an upgraded processors on a medical basis, if he had an older model -- kids get upgrades via health insurance when their CI mfg comes out with an upgraded processor, because they provide more hearing benefit. You just need your CI clinic or doctor to provide a note to that effect. Then he'd get a new processor for that purpose, via health insurance.
 
Mountain Man said:
Only an audist could think (even jokingly) that Deaf people would be envious of another's ability to hear. It's no different than saying that a black person could be envious of another's skin color. If your agenda wasn't clear before, it certainly is now.
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Just look at how he reacted to what I said, and then edited his posts afterwards to make me look like I'm anti-CI... which I'm not.

Amusing, heh.
 
Interesting. Good to know all that about how health insurance might pay for the CI upgrades as well as the initial implants. That's a significant cost benefit.
 
For Americans. OHIP _ Ontario Health Insurance Plane does cover Cochlear Implant operation mapping. hospital care etc for the first 3 years if APPROVED. It is a factual statement here at Sunnybrook/Toronto over 60% of those referred to the Implant section were REJECTED-for one reason or other. Probably the other 2 centres here in Ontario- Ottawa & London have similar results. The time frame is about 19 years.
The pickup charge on my behalf-was $55,000.00 CDN. Time Feb/07 to Aug/07.
I have mentioned this before.

At the end of the 3 year period-one must decide- self insure: pay for repairs as they happen OR use the company's insurance for one year on the external processor OR get Assistive Devices Programme which cover everything by buying a duplicate package - 3 years. approximately 60%-$5500, which leaves about $3200.. Right now I have 2 of everything-external.

Your choice which package you can afford/buy.

There are different features in each of Canada's provinces. What I listed is what actually happened to me .
Footnote: how babies/children are handled may be different than what adults do.

Implanted A B Harmony activated Aug/07
 
GrendelQ said:
I think that the CI companies have a warranty for the first 3 years that includes loss/theft. Afterwards, they offer a separate policy, or you can get coverage with your homeowners/renters in the same way you get coverage for your wedding band or family jewelry, or for expensive electronic equipment (I think it costs something i the neighborhood of $100-300 a year, depending upon your insurance). We're hitting the 3 year point on one set of processors next month and need to either purchase Cochlear's policy or set it up with our homeowners, so I'll post actual figures once I get them.

One way that FF might be able to use health insurance is if her husband is eligible for an upgraded processors on a medical basis, if he had an older model -- kids get upgrades via health insurance when their CI mfg comes out with an upgraded processor, because they provide more hearing benefit. You just need your CI clinic or doctor to provide a note to that effect. Then he'd get a new processor for that purpose, via health insurance.
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He lost his CI and the health insurance wouldn't pay for it. Health insurance only can pay if ci is damaged and fix it or old model that can upgrade. I didn't mean to cover the ci 100 % to pay off. I mean that we thought that we would pay some for it but they won't pay some because he lost it. So He is stuck.
 
Frisky Feline said:
He lost his CI and the health insurance wouldn't pay for it. Health insurance only can pay if ci is damaged and fix it or old model that can upgrade. I didn't mean to cover the ci 100 % to pay off. I mean that we thought that we would pay some for it but they won't pay some because he lost it. So He is stuck.
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Frisky, what model CI does (sorry -- did :) ) he have? Is it pretty old?
 
rick48 said:
Not what I Posted but nice try at the distortion and for proving my point:

Understand that a lot of the negativity that they will encounter, especially on this forum, comes from those who rant the loudest and longest against cochlear implants for children neither have an implant nor a child with an implant but what they do have is an agenda.

It does make one wonder why those who do not have cochlear implants nor who have children with cochlear implants are so obsessed with those who do have them for themselves or for their children?

Cochlear envy? Perhaps.
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Well, duh. One who is opposed to implantation in children is not going to put their child through the surgery. Not once, and certainly not twice after failure of the first.

Nope. No envy involved. It is an intense dislike of audism and disagreeable audists such as yourself.
 
Frisky Feline said:
He lost his CI and the health insurance wouldn't pay for it. Health insurance only can pay if ci is damaged and fix it or old model that can upgrade. I didn't mean to cover the ci 100 % to pay off. I mean that we thought that we would pay some for it but they won't pay some because he lost it. So He is stuck.
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That doesn't surprise me at all. Insurance companies are more willing to cover CI surgery because they think that they will only ever have to pay out on that one claim, and all claims that have to do with hearing loss will be gone. They don't cover hearing aids because they will have to be responsible for paying to have them replaced every so often.

That is the old story from the manufacturerers and the doctors that CI is more cost efficient.:roll: It is all about profit.
 
Wirelessly posted (droid)

Double slur! Way to go. Insult 2 groups of people with just 2 words. I have 2 words for you: charm school.
 
Banjo said:
Just look at how he reacted to what I said, and then edited his posts afterwards to make me look like I'm anti-CI... which I'm not.

Amusing, heh.
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He has called us all anti-CI at one point or another.:laugh2: It is completely absurd, and everyone sees that.

The only anti going on is the anti-Deaf propganda he comes in to spread every so often.:lol:
 
I don't like the idea of getting a CI. I think you're better off getting HAs for him and doing speech therapy or having him go to a deaf oral school and let his father teach him ASL as well. That way he'd be better prepared for life. I lost my hearing late in life and even though I hear sound with out my hearing aids I don't hear well enough to make out much speech. I have found it a hassle because I live in a very humid and hot environment and have has service on my HAs a few times which require me to be deaf and no longer hard of hearing. Which is why I wanted to learn sign language. If the kid is given access to both and his family has access to both then I see nothing wrong with it because yes if he chooses to take the implant off or it needs service then he will not be miserable wondering what is going on.

Also CI doesn't make sound normal to hear he will still have trouble hearing with nerve damage and from distances like in an auditorium. I baby sit two kids with CIs who are 9 and 13 and were both implanted before they were 2 years old and they have only benefited a little from it and cannot understand me at all. Problem with this is they don't know sign language and what little bit I can sign right now is not helping with them or me.
 
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