I definitely agree with u . SmileyGin... One credit card is good enough for emergency use only.. I used be into bankrupty bec of my stupid ex husband ruined it.. so Im using this for MY own name n show to credit comapny that im very responsible to pay on time and etc.. its a good idea to have only ONE not several or else u ll drown in tiolet with debts
SmileyGin said:dont have one cuz i am too scared as i dont want it to eat my money and be broke.. ?? one of my good friend went bankruptcy cuz he couldnt afford to pay credit cards.. Yikes!
my mom have one.. only one.. she said its better to only have one .. use it for emergency .. but if u charge something on it.. ONLY one at a time.. PAY IT OFF first.. then next u can charge again for something.. but never 2 or 4 or 8 things at one time.. can lead to bankrupcty. i think its good idea..
i only have checkcard.. and it is Visa. good enough..