France government frozen Banks due credits. It is bad credits and subprime give more bad news. Dow Jones hit 14,000 points then all sudden fell to near 13,000. Crude oil hit near 79 dollars per barrel fell to near 70 dollars per barrel. I hope keep oil continue fell to around 60 but it is hard due around 65 dollars is pretty strong resistance range. Here American need cut debts credits card. It is bad....Thanks God I am not one of them. LOL. I learn a lesson long ago.