I've gone to school off and on since starting in 1982. I've always had piddle pay jobs, fortunately, I'm not married yet, as a wife would never tolerate piddle pay jobs.
I started back full time in 2002, skipped 2006-2007 school year (big mistake) and returned. I am graduating next May and am already thinking of grad school. One of my student loan lenders is ignoring the many letters I've sent and verification that I am in school. So far, I haven't paid a dime in repayment and will not pay until I have at least my BA degree. I'm sure we'll go to litigation on this, but I refuse to pay any loans now, especially when I can't find a job.
By the way, I have relatives that can't believe I'm still in school, not to mention that I have taken out thousands of dollars in loans for it. My parents have co-signed on loans, too, which at least one of them is trying to be in repayment. Unfortunately, they're in assisted living now (they weren't when I asked for help and they were both healthy) and I'm trying to find at least part time employment.