deafbajagal
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deafbajagal <----------- deaf and a taxpayer. I pay so much in taxes that it makes my nose bleed.
deafbajagal <----------- deaf and a taxpayer. I pay so much in taxes that it makes my nose bleed.
It may feel like a penalty when SSI reduced from spouses earnings. But the intent of SSI is supplemental income to basically keep you alive and relatively comfortable at a minimum cost. It is not a pension or such. It is more like welfare...low cost. When your spouse works....you begin to get your SSI reduced after about $650 dollars of spouses earnings per month. Like a dollar per dollar after $650. So if she/he makes $950 take home for that month your SSI might be reduced 300. Somewhere in that area.
It really is like a penalty if raising kids. But get tax returns per child for working parent credit. It is a bit tight money and spouse can become resentful. And disagreements of monies.
If both on SSI and living tofether I believe both reduced some. But now the inbalanced income not there.
Once we got married, our SSI has been reduced but the SSA still stay same without any penalty... That's really SUCKS to having our SSI reduced...... We both get 522.00 each per month plus my SSA 500.00 and still not enough to get by each monthly after paid rent, utilities, car insurance, food and others...... SIGH!!!!!!
To keep you alive? That's a joke! Unless a person is getting food stamps, housing assistance, living in the cold with no heat in the house, etc.. no one could possibly make it on ssi. Oh, and you are aware that the poverty line starts at $10,400 which is well above what ssi benefits total each year.
Hence what SSI stands for. Supplemental Security Income. It is intended to supplement earnings, not replace them.
Which is backwards logic. People get ssi because they have a disability which prevents them from working or in some cases a disability which qualifies them to receive social security. It does not do a very good job of supplementing income gained from work, for those who are able to work and still receive social security. There is a huge penalty for working, even worse then the marriage penalty. You are permitted to make only so much working and if you make more your benefits, in some cases, get eliminated all together. There is also a reduction in benefits when you do work and do not make more then what is permitted. In most cases, the two combined total less then what one would receive if they did not work and just continued to receive their benefits.
If they have a disability which prevents them from working at all, they are eligible to apply for Social Security Disability Income.
And, yes, if your income exceeds your benefit amount, then your benefits will no doubt be reduced or eliminated. Again, hence the term Supplemental. The idea is to assist people in becoming self sufficient.
"Social Security Disability Insurance (SSDI) is wage replacement income for individuals who have worked and paid FICA taxes and who now have a disability meeting Social Security disability rules."
Social Security Disability Insurance (SSDI): Program Description
If they have a disability which prevents them from working at all, they are eligible to apply for Social Security Disability Income.
And, yes, if your income exceeds your benefit amount, then your benefits will no doubt be reduced or eliminated. Again, hence the term Supplemental. The idea is to assist people in becoming self sufficient.
Yes. I know what it is.
I'm sure you do, but the description for what ssdi is, the description I gave, shows your statements about eligibility are very misleading. There are more eligibility requirements then just having a disability that prevents one from working.
Work income does not need to exceed a person's "benefit amount" for a person's benefits to be "reduced or eliminated".
How do you get $500.00 in ssa? I get like only $300.00 or something. What's the deal?
No it doesn't, but since you referred to it that way, that is also the way I responded.