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Health care insurance and auto insurance are not for the same reasons. The reason auto liability insurance is required is to protect the other people whom you might harm with your driving.Tell me why the government forcing you to buy health insurance or pay a penalty. Thats the same crap use on Auto insurance. You must buy auto insurance in order to drive. Insurance is the biggest rip off in business. Just like if you buy homeowners insurance and something happens to your home sure they replace or rebuild your home but they raise your rates. Samething with auto insurance if you have an accident they raise your rates. now thats what i call communism.
Raising the rates of people who've made claims is not communism.