kristy2078
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- Sep 9, 2010
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With the health care reform stalling, I have been brainstorming a bit for writing up some new ideas to send to Obama or someone on his administration. It's a huge war between capitalism and socialism. So a couple ideas:
1. All minors are covered under a federally funded health care program (until age of 18 or high school graduation, whichever comes last). When a minor turns 18 or has graduated from high school, he/she has to be enrolled on his/her parents' insurance from 18 until 26. This will keep him/her covered while starting an adult life without parents without getting sick, going into medical debt, etc right off the bat. At 26 (or earlier if desired), he/she can choose his/her own insurance.
2. If any minor has a disability, he/she remains in the same health care program for life. If an adult is later diagnosed as disabled, he/she is qualifed to be covered by the program if he/she isn't already covered by private insurance or workplace insurance.
Ideally, I would prefer a national health care program for all no matter what income or condition, but this concept is not gaining points in DC. So, I figured it's better to have all minors covered and let private insurance companies cater to adults, plus have all disabled people be covered. I personally believe that a lot of people who apply for SSI/SSDI could potentially get better and return to the worforce if they had proper medical care. If someone applies for SSI/SSDI, he/she has to wait two years after starting SSI/SSDI to get on Medicare. Why allow their conditions to get worse during those two years?
So if all minors are covered, schools then can get 100% federal funds for evaluations and certain services and all adaptive equipment. As it is now, the government is NOT fulfilling a law that requires the feds to pay 40% of special education costs.
When the costs of medical care for minors and disabilities are out of the way, private insurance then has reduced costs and then can decrease their premiums, deductibles, etc. for their adult clients. Capitalism and socialism can co-exist and compromise.
What do you think?
EDIT: Oh and the third idea is to allocate all of tobacco and alcohol sales tax money to health care.
1. All minors are covered under a federally funded health care program (until age of 18 or high school graduation, whichever comes last). When a minor turns 18 or has graduated from high school, he/she has to be enrolled on his/her parents' insurance from 18 until 26. This will keep him/her covered while starting an adult life without parents without getting sick, going into medical debt, etc right off the bat. At 26 (or earlier if desired), he/she can choose his/her own insurance.
2. If any minor has a disability, he/she remains in the same health care program for life. If an adult is later diagnosed as disabled, he/she is qualifed to be covered by the program if he/she isn't already covered by private insurance or workplace insurance.
Ideally, I would prefer a national health care program for all no matter what income or condition, but this concept is not gaining points in DC. So, I figured it's better to have all minors covered and let private insurance companies cater to adults, plus have all disabled people be covered. I personally believe that a lot of people who apply for SSI/SSDI could potentially get better and return to the worforce if they had proper medical care. If someone applies for SSI/SSDI, he/she has to wait two years after starting SSI/SSDI to get on Medicare. Why allow their conditions to get worse during those two years?
So if all minors are covered, schools then can get 100% federal funds for evaluations and certain services and all adaptive equipment. As it is now, the government is NOT fulfilling a law that requires the feds to pay 40% of special education costs.
When the costs of medical care for minors and disabilities are out of the way, private insurance then has reduced costs and then can decrease their premiums, deductibles, etc. for their adult clients. Capitalism and socialism can co-exist and compromise.
What do you think?
EDIT: Oh and the third idea is to allocate all of tobacco and alcohol sales tax money to health care.
