CI surgery cost and insurance

What happens if the devices you need to wear,after the CI surgery,breaks down,gets damaged or etc?
How much are those to replace?Does insurance cover those?
I would imagine theyre very expensive.
 
Sceptre71 said:
What happens if the devices you need to wear,after the CI surgery,breaks down,gets damaged or etc?
How much are those to replace?Does insurance cover those?
I would imagine theyre very expensive.
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Good questions!

You are right the external device is expensive. I believe they are ~ $6,000.

For the internal device, I think it was at least ten years and it could be lifetime but I just can't recall. If it has to be replaced, Cochlear takes care of that.

For the external device, if with Cochlear, it will be three years manufacturer's warranty. After that, one can either get the company's extended warranty plan or get a third party. I am looking at that within the next year. I will probably opt for a third party just to cover the processor and controller. The rest I will handle via flex spending. Since I have two CIs since one is a backup, I will only get coverage on one and store the other except in emergencies to minimize my costs.

As far as I know, insurance doesn't get involved at least not in NC.
 
in addition Cochlear has a first time lost replacement during the first three years of the manufacturer's warranty.
 
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