13+ Things A Funeral Director Won’t Tell You

rockin'robin

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Read the money-saving secrets funeral directors from across the country aren't taking to the grave with these insider tips for planning a funeral.

1.Go ahead and plan your funeral,
but think twice before paying in advance. You risk losing everything if the funeral home goes out of business. Instead, keep your money in a pay-on-death account at your bank.

2. If you or your spouse is an honorably discharged veteran,
burial is free at a Veterans Affairs National Cemetery. This includes the grave, vault, opening and closing, marker, and setting fee. Many State Veterans Cemeteries offer free burial for veterans and, often, spouses (Burial and Memorial Benefits Home).

3. You can buy caskets that are just as nice as the ones in my showroom for thousands of dollars less online from Walmart, Costco, or straight from a manufacturer.

4. On a budget or concerned about the environment?
Consider a rental casket. The body stays inside the casket in a thick cardboard container, which is then removed for burial or cremation.

5. Running a funeral home without a refrigerated holding room is like running a restaurant without a walk-in cooler.
But many funeral homes don’t offer one because they want you to pay for the more costly option: embalming. Most bodies can be presented very nicely without it if you have the viewing within a few days of death.

6. Some hard-sell phrases to be wary of:
“Given your position in the community …,” “I’m sure you want what’s best for your mother,” and “Your mother had excellent taste. When she made arrangements for Aunt Nellie, this is what she chose.”

7. “Protective” caskets with a rubber gasket?
They don’t stop decomposition. In fact, the moisture and gases they trap inside have caused caskets to explode.

8. If there’s no low-cost casket in the display room, ask to see one anyway.
Some funeral homes hide them in the basement or the boiler room.

9. Ask the crematory to return the ashes in a plain metal or plastic container — not one stamped temporary container.
That’s just a sleazy tactic to get you to purchase a more expensive urn.

10. Shop around.
Prices at funeral homes vary wildly, with direct cremation costing $500 at one funeral home and $3,000 down the street. (Federal law requires that prices be provided over the phone.)

11. We remove pacemakers because the batteries damage our crematories.

12. If I try to sell you a package that I say will save you money, ask for the individual price list anyway.
Our packages often include services you don’t want or need.

13. Yes, technically I am an undertaker or a mortician. But doesn’t funeral director have a nicer ring to it?

14. Sure, you can store ashes in an urn or scatter them somewhere special,
but nowadays you can also have them crushed into a real diamond, integrated into an underwater coral reef, or blasted into space.

15. It’s usually less expensive if the body is not present for the funeral.

16. If the deceased’s favorite outfit is a size too small or a size too big, bring it to us anyway.
Part of our job is making the clothes lie perfectly.

17. If I ask you for a photograph of the deceased to help me prepare the body,
I don’t mean her honeymoon picture from decades ago.

18. That may be real gold in your loved one’s dental fillings or crowns,
but don’t ask me to remove them for you.

19. Never trust a funeral director who says, “This is the last thing you can do for your loved one.”

20. You don’t need to spend money to have a meaningful service.
Consider a potluck at the widow’s home or an informal ceremony at a favorite park, and ask survivors to tell stories or read poetry.

21. Always bring another person when you meet with me,
ideally someone who’s not as emotionally attached to the deceased.

22. It might be wise to check out just who owns your local funeral home.
Corporate chains have bought out hundreds of family-owned funeral homes in recent years, but they often keep the original name, appearance, and even some employees after a buyout. The one thing they usually do change? The prices.

13+ Things A Funeral Director Won't Tell You | Reader's Digest
 
Goddang, Robin... This is morbid!!!

Who cares about point #1?! When you're dead, you're free to go! They're not going to go looking for you!
 
Goddang, Robin... This is morbid!!!

Who cares about point #1?! When you're dead, you're free to go! They're not going to go looking for you!

:giggle:...well, thought it might be somewhat informative, ya know?....Some people just don't know which or what way to go or do....and in times of death, everyone's mind aren't thinking clearly due to grieving/depression....
 
MIL found #2 to not be true.

Father-in-law had a military burial and she had to pay close to $8000 for his service or something related to the funeral. He is buried in a Veteran's cemetery.
 
MIL found #2 to not be true.

Father-in-law had a military burial and she had to pay close to $8000 for his service or something related to the funeral. He is buried in a Veteran's cemetery.

Maybe it depends on the state. My parents will be buried in the state veteran's cemetery. My father is a Navy vet and his burial would be free, but will have to pay a small fee for my mother.

I don't think "free" applies to the casket, funeral, etc. Only the burial plot, and stone, is free.
 
Goddang, Robin... This is morbid!!!

Who cares about point #1?! When you're dead, you're free to go! They're not going to go looking for you!

Point number one is important- most people pay up front to spare expense on their family. Funerals are often double-digit thousands of dollars from these tactics and people are vulnerable to emotional manipulation in sales. To waste $10,000+ for your funeral and then not get it. That would have been an awesome vacation or extra classes or whatever, only to pay for nothing at all. I'm cheap, I may donate my body to science and let my family have a nice memorial at church. People don't like to talk about it, but it's a very important discussion to have. Thanks for sharing Robin. My Step-mom was completely lost when her first husband died.
 
I used a rental casket for my husband as he was going to be cremated after the funeral Mass.
They kept my husband "on ice" for nearly a week. Though the viewing was closed-casket, it was open before the viewing so my oldest daughter, who was out-of-town when he died, (and other family members) could see him and he looked fine w/o the embalming.
 
Goddang, Robin... This is morbid!!!

Who cares about point #1?! When you're dead, you're free to go! They're not going to go looking for you!

well your family member will have to take care of it. it would help them a great deal if you plan in advance and have everything ready.
 
#3 - Walmart and costco.....selling caskets is more disturbing than planning a funeral for self.
 
Two Words: Life Insurance

The next step is up to your beneficiary.... legal or not. :shock:
 
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