What would you do in this kind of situation?

ChicagoBlue2

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Okay, let me tell the story.

A friend of mine is willing to get me a new phone, and he's willing to pay for it, but there's a catch: He wants re-payment for the phone, and the asking price is about $200, and I have a very strict policy against borrowing that much money from someone; my policy is $50 or less, and that's it.

Now, I told him that I was planning on saving up some money that I was getting, and depositing into my bank account, and he says that my saving up the money and paying for the phone is the same as my borrowing the $200 from him and paying it back, and I don't see it that way. I'd much rather save up the money myself and pay for it, than have to pay someone back, and I know he's got a history, so that's just one reason why I won't do it.

Another reason is because he's desperate for some so-called love, and I seriously doubt he'll end up that way, but, I am considering NOT getting a new phone, but rather holding onto it until I can find a way to let him know he can't have it, as I have decided to get a tablet instead.

Now, my question is, if you had someone doing what happened to me, what would've you have done?
 
I don't understand the whole story, but when you're finished paying for the phone, the phone will eventually become obsolete. This whole thing is not worth the trouble.

Just my 2 cent.
 
buy what you can afford and absolutely need. period.
 
I don't understand the whole story, but when you're finished paying for the phone, the phone will eventually become obsolete. This whole thing is not worth the trouble.

Just my 2 cent.

My point exactly. I had to tell him more than once I wasn't going to borrow the money from him, and he finally got it through that thick skull of his, and it's done with, but he doesn't yet know that I'm keeping the phone and getting a tablet instead. As soon as he finds out, he's sure to be upset, and then I'll have to deal with an entirely new issue, and I'm probably not gonna even bother telling him at all.
 
A large portion of claims in small claims court have to do with people buying others a cel phone. Don't do it. Borrowing money from a friend is not a great idea.
 
if you can't afford, don't buy it... don't borrow from other people that you could not pay back. Too many times people owe money and does not pay back and being forced to do by small claims court.

Think wisely and plan ahead with your financial status.
 
A large portion of claims in small claims court have to do with people buying others a cel phone. Don't do it. Borrowing money from a friend is not a great idea.

Thank you, Angel1989. Yes, that was one of the reasons why I wouldn't do it, because of the number if people going to court for buying others cell phones, and I wasn't about to join that list. I'd much rather do it myself, or at least tell him to knock it off. If he's that desperate, he can buy his own cell phone, and as soon as I realized what he was offering, I saw right through him, and what he could've done, and I flat-out told him there was no way it was happening.
 
if you can't afford, don't buy it... don't borrow from other people that you could not pay back. Too many times people owe money and does not pay back and being forced to do by small claims court.

Think wisely and plan ahead with your financial status.

I can certainly afford the phone; it's the money borrowing I won't do, and especially with that much. I'm smart enough to know better, and I'd much rather buy it myself. That way I don't end up in court, and he doesn't have the chance to sue me. However, I just found out he'll be coming here sometime today, and I don't intend to be awake when he does, as I should be asleep by then, and I'll probably wake up in time for the mail to show up.
 
My point exactly. I had to tell him more than once I wasn't going to borrow the money from him, and he finally got it through that thick skull of his, and it's done with, but he doesn't yet know that I'm keeping the phone and getting a tablet instead. As soon as he finds out, he's sure to be upset, and then I'll have to deal with an entirely new issue, and I'm probably not gonna even bother telling him at all.


Your friend sound like he was using you as a scammer to get the money that he want to borrow 200 dollars from you. That is a lot for the phone for re-payment. You should not have got the deal from him if he offer you to pay for the phone and then asking you to re-payment for 200 dollars. That's not right. Beside, as a borrower, he will not be able to pay you back the 200 dollars. If you knew his history, then why are you taking the fall from him for the deal. Don't keep the phone, just buy your own phone without your friend's offer. You buy your own tablet, too.

Just say "Thanks, but no thanks". **shaking my head**
 
Your friend sound like he was using you as a scammer to get the money that he want to borrow 200 dollars from you. That is a lot for the phone for re-payment. You should not have got the deal from him if he offer you to pay for the phone and then asking you to re-payment for 200 dollars. That's not right. Beside, as a borrower, he will not be able to pay you back the 200 dollars. If you knew his history, then why are you taking the fall from him for the deal. Don't keep the phone, just buy your own phone without your friend's offer. You buy your own tablet, too.

Just say "Thanks, but no thanks". **shaking my head**

I already did. He tried to get me onboard, but it backfired. Now that I am free of that problem, now I have another one to deal with, as he said he is planning on giving me money to pay for my current phone, and I am going to refuse that, too, and I'm probably going to need to lock up my phone and equipment, and ensure that he cannot get his hands on them, and once he finds out that I've changed my mind, he's not gonna be happy, but I am doing it to protect myself, and keep myself from getting into legal trouble. He's desperate for good cell service, and I'm planning on telling him to go buy his own phone, and leave me out of it.
 
Your friend sound very controlling and I have to wonder why is your friend being so determined to be the one that buy 'your' phone. They sound like a very exhausting person to be friend with. I agree with others friends and money does not mix well. It's a good way to lose a friend. Save your money up and buy your phone and you do not have explain anything to your friend.
Just tell them it been taken care of.
 
not sure i understand but my policy is i give the money if i can afford it and reasonable but would expect that friend to help me when i needed help...that is friendship
 
not sure i understand but my policy is i give the money if i can afford it and reasonable but would expect that friend to help me when i needed help...that is friendship

It does not always work out that easy, the friend may not feel the same way about loading or giving money to a friend. It's not good to expect a person to return the favor when it come to $$$ . Money and friends really do not mix together , and this is true within families too.
 
not sure i understand but my policy is i give the money if i can afford it and reasonable but would expect that friend to help me when i needed help...that is friendship

It is about borrowing, that is the problem. His friend was asking him to loan the money to him or to give his friend the money ($200) which the friend would not be able to pay back to him. That is not good and not healthy at all. It was just like being in a scam to get what his friend wanted. :eek3:
 
Are you sure this guy is a friend? Sounds weird to me. :ugh:
 
Are you sure this guy is a friend? Sounds weird to me. :ugh:

If you're asking if he's a TRUE friend, the answer is no. He's got a history, and he's also got obsessions that concern me, so no, he's not a TRUE friend. At the very least, he should've known better to try and loan me $200, which he would then demand back almost immediately, so no, I'm not doing that.
 
Okay, let me tell the story.

A friend of mine is willing to get me a new phone, and he's willing to pay for it, but there's a catch: He wants re-payment for the phone, and the asking price is about $200, and I have a very strict policy against borrowing that much money from someone; my policy is $50 or less, and that's it.

Now, I told him that I was planning on saving up some money that I was getting, and depositing into my bank account, and he says that my saving up the money and paying for the phone is the same as my borrowing the $200 from him and paying it back, and I don't see it that way. I'd much rather save up the money myself and pay for it, than have to pay someone back, and I know he's got a history, so that's just one reason why I won't do it.

Another reason is because he's desperate for some so-called love, and I seriously doubt he'll end up that way, but, I am considering NOT getting a new phone, but rather holding onto it until I can find a way to let him know he can't have it, as I have decided to get a tablet instead.

Now, my question is, if you had someone doing what happened to me, what would've you have done?

If you're asking if he's a TRUE friend, the answer is no. He's got a history, and he's also got obsessions that concern me, so no, he's not a TRUE friend. At the very least, he should've known better to try and loan me $200, which he would then demand back almost immediately, so no, I'm not doing that.

I am confused. thought he is your friend?
 
I am confused. thought he is your friend?

Well, when we want to talk about a problem or someone, it is probably advisable not to mention the person's name in public. This is AllDeaf Forum which is open to all public. It is not private. Anyone can read this if not register here on AllDeaf. If you have a private forum, then maybe the person who want to talk about a problem of someone he or she don't trust, then they can mention his or her name in private. I guess ChicagoBlue2 could not come up with a word to describe the person. To me, he is a scammer or troublemaker or something that can put a word in, maybe not. :dunno:
 
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