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I learned that we will have to cut back on things since hubby is stressing over the new house. He has it in his head that we are not going to be able to get it. The contractor is trying hard to tell him to calm down. Seems that the cost for running the water lines and water meter is $3000 and then all the permits and fees for the Town Hall are running $5000 or so from start to finish. Somehow, I think hubby's got the figures for the permits and such wrong. I know about the water. This neighborhood started out as well water and 5 years ago, required all people to put in city water lines. MIL's cost her $4000 then.