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Respectfully, Grummer, I don't think you know how the SSA works or the differences in types of benefits.  The vast majority of social security benefactors have paid into the system in order that those benefits be available to them when they are needed. The individual's employer has contributed an equal amount for the same purpose.  Social Security is more of an insurance program than a social welfare program.  Only in the case of SSI does an individual become eligible for benefits when no contribution has been made, and that is a temporary assistance for the disabled population.