Tennessee couple divorce to afford health insurance

I know a bunch of people with disabilities after marriage who divorced in order to receive services that were not available to them while they were married. It doesn't surprise me that this couple divorced in order to get insurance.
 
dreadful situation but i think that may start happening here.Not good advert for surpposedly civerlized world at least in third world elderly cared for by family
 
diehardbiker said:
How can this be common when health care coverage becomes mandatory not long time ago?
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I went back and read it. The wife was on SSI, and her husband took early retirement and is on just social security. The amount they make is not enough for them to qualify for a subsidy to pay for insurance, and they obviously can't pay for the insurance. In most cases, they would have been covered under the expanded Medicaid but Tennessee did not expand Medicaid. If they continued to live together and be married, they would have gone over SSI income caps and she would have lost her coverage. She has really severe epilepsy and has not been able to work enough in her life to get SSDI, and the only way to afford her medications was to divorce. With early social security that you retire on, you don't get Medicare until you're 65, I think, that's how it worked for my mother. The guy also has a big hernia that needs surgery so he can't take on major work at this time, though he does deliver pizza.

I can see a lot of people falling into the cracks this way when previously they were covered.
 
If I retire at 62 and receive SS retirement benefit, I wouldn't be covered by Medicare until I am 65, even though I paid Medicare taxes for many years. That sucks.
 
CrazyPaul said:
If I retire at 62 and receive SS retirement benefit, I wouldn't be covered by Medicare until I am 65, even though I paid Medicare taxes for many years. That sucks.
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but you can get insurance via USPS retirement system?
 
Foxrac said:
but you can get insurance via USPS retirement system?
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Yes but I would still have to pay for a premium which will be deducted from the USPS retirement benefit (a little more than normal) as long as I have a health insurance under USPS for 5 years before retirement. (The premium would be less if I choose self instead of self + family, right now my two kids are covered by my ins until the age of 26)
 
I know a couple who divorced because of their student loans. I'm not sure why or how that worked for them but they claimed it did. (They ended up not remarrying! Oops. Maybe there was more to it than saving money on the student loans.)
 
That's the problem with only electing people who are wealthy, they have no idea what it's like for a lot of people and really don't seem to care, all they care about is getting wealthier with legislation they pass to pad theirs as well as their friends pockets. We don't have a government of the people by the people, what we have is a government of the rich, by the rich, so help me God!
 
I've seen it happen too. How awful to have to get divorced to get medical treatment.
 
I know a couple with children that purposely did not get married. The guy works 2 full time job while the lady takes in ssdi for herself and the kids with medicaid.
 
seb said:
That's the problem with only electing people who are wealthy, they have no idea what it's like for a lot of people and really don't seem to care, all they care about is getting wealthier with legislation they pass to pad theirs as well as their friends pockets. We don't have a government of the people by the people, what we have is a government of the rich, by the rich, so help me God!
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That's why the President is not happy with Congress that doesn't give shit about middle-class Americans.
 
Eater of Worlds said:
I went back and read it. The wife was on SSI, and her husband took early retirement and is on just social security. The amount they make is not enough for them to qualify for a subsidy to pay for insurance, and they obviously can't pay for the insurance. In most cases, they would have been covered under the expanded Medicaid but Tennessee did not expand Medicaid. If they continued to live together and be married, they would have gone over SSI income caps and she would have lost her coverage. She has really severe epilepsy and has not been able to work enough in her life to get SSDI, and the only way to afford her medications was to divorce. With early social security that you retire on, you don't get Medicare until you're 65, I think, that's how it worked for my mother. The guy also has a big hernia that needs surgery so he can't take on major work at this time, though he does deliver pizza.

I can see a lot of people falling into the cracks this way when previously they were covered.
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I had a client and he had only child a son with LD and he could not and he wanted marry his long time g/f who also got SSI . My client told his son if he got married he and his wife would get less SSI and that they where better off just dating. That was very good advice the dad gave his son but it was drag the couple could not afford to get married . This just does not seem right to me. I heard of a couple having to get divorce so they could keep getting their benefits and not lose any of it.
 
CrazyPaul said:
That's why the President is not happy with Congress that doesn't give shit about middle-class Americans.
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Do you really think Obama cares about the middle class Americans ?
He been in office 6 years and look at how hard the middle class is struggling .
The food pantries are having a hard time keeping their shelves stocked with food b/c the middle class is having a hard time. The middle class are the back bones of this country something need to be done to help them find work.
 
CrazyPaul said:
That's why the President is not happy with Congress that doesn't give shit about middle-class Americans.
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Best thing we could do is vote these idiots out, but unfortunately the voting public is basically stupid. When polled the voting public was overwhelmingly discouraged with congress, yet when asked about their representatives they said, " mine are ok," proof that some people should not be allowed to vote. I will say my representatives in Washington as well as the state level are terrible and I do what I can to get these people out of office.
 
Eater of Worlds said:
I went back and read it. The wife was on SSI, and her husband took early retirement and is on just social security. The amount they make is not enough for them to qualify for a subsidy to pay for insurance, and they obviously can't pay for the insurance. In most cases, they would have been covered under the expanded Medicaid but Tennessee did not expand Medicaid. If they continued to live together and be married, they would have gone over SSI income caps and she would have lost her coverage. She has really severe epilepsy and has not been able to work enough in her life to get SSDI, and the only way to afford her medications was to divorce. With early social security that you retire on, you don't get Medicare until you're 65, I think, that's how it worked for my mother. The guy also has a big hernia that needs surgery so he can't take on major work at this time, though he does deliver pizza.

I can see a lot of people falling into the cracks this way when previously they were covered.
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This is not what was intended to happen when the law was passed. Everyone was supposed to get expanded Medicaidbut some objected, filed a suit which went all the way to the Supreme Court. The ruling of that court resulted in states having the option to expand Medicaid or not. Quite a number did not (eveything I have been able to find indicates that they were mostly states with Republican Governors). Thus the gap for those the law intended to be covered by expanded Medicaid but they are not because their state did not do the expansion.
 
whatdidyousay! said:
Do you really think Obama cares about the middle class Americans ?
He been in office 6 years and look at how hard the middle class is struggling .
The food pantries are having a hard time keeping their shelves stocked with food b/c the middle class is having a hard time. The middle class are the back bones of this country something need to be done to help them find work.
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It is up to corporations to destroy the middle class.

US government won't anything to do shit.
 
Jane B. said:
This is not what was intended to happen when the law was passed. Everyone was supposed to get expanded Medicaidbut some objected, filed a suit which went all the way to the Supreme Court. The ruling of that court resulted in states having the option to expand Medicaid or not. Quite a number did not (eveything I have been able to find indicates that they were mostly states with Republican Governors). Thus the gap for those the law intended to be covered by expanded Medicaid but they are not because their state did not do the expansion.
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Yes, I remember about it.

It is nice for Arizonan governor to accept the Medicaid expansion - warmer climate, constitutional carry, low cost of living and great for retirement community.
 
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