I am assuming that the ???
you put in in reply to my post is about my questioning of "only" in association with something where even the lower priced version is close to $200. There are many people for whom that is not a minor amount which is what the use of "only" in this way is associated with where I live.
I completely agree that putting money aside as you go is a good idea. But, if the OP is on medicaid there may well not be enough in the budget to do so.