Of course it matters
There are nearly 40,000 deaths from car accidents in the U.S. every year. Does that stop you from driving a car?
There is a small number of women who die in childbirth in the U.S. every year. Will that stop you from ever having kids?
Some kids drown in backyard pools. Will that stop someone from having a pool, if they don't have kids and only have visiting nieces and nephews from time to time?
There is a risk of investment loss (as we've seen last week!) if you put money in the stock market. Long-term, will that stop you from investing?
My point is: for nearly every human activity - even staying home! - there is some level of risk and some level of benefit. It's important to know the probability of a given risk and the probability of the corresponding benefit, and decide accordingly.
