Thank god... They were my first credit card starting out as a teen, but when I got better credit I moved over to Chase... definitely glad I'm not with them!
hmm -- are they there to repo or just get in your face to pay? come ON people, if you owe money on capital card you used - own up to it.
However if they are there to recruit me as an customer, I'd be answering the door in my birthday suit.... just like I would do to jevonah witness.